I know from experience as a Claims Adjuster that Insurance Companies keep tabs on Plaintiff’s Attorneys and Plaintiff’s Law Firms, but I was reminded the other day of the significant impact this can have on Injury Victims while in the midst of negotiations with an adjuster.
Adjuster: The offer is $10,000.00.
Attorney: Why would you make an offer that is LESS than my client’s medical bills?
Adjuster: The lawyers at Dewey, Cheatham, & Howe take offers like this all the time.
Attorney: I’m not one of those lawyers. You know as well as I do that the law in Colorado says you owe 100% of my client’s crash-related medical bills, plus other damages, and we won’t consider an offer that includes anything less.
Adjuster: Don’t care. The lawyers at Dewey, Cheatham, & Howe are all bluster but aren’t actually going to do anything if we don’t pay more.
As you can see, certain details of this exchange were purposefully withheld/changed to protect the identity of both the client and the offending law firm whose attorneys take low-ball offers. Following this exchange, I sent the legal support in writing for our position and outlined the additional steps we would take (up to and including trial) if the insurance company remained steadfast in its refusal to pay a reasonable amount. The adjuster did his homework and confirmed that (1) our argument was sound; and (2) we have the reputation for litigating and trying cases whenever necessary and he ultimately paid a reasonable amount for the claim.
Sometimes I forget that there are attorneys out there who are simply too busy, inexperienced, or afraid to go to the mat on every case. We know that insurance companies keep tabs on Personal Injury Attorneys and Firms, but usually, adjusters aren’t so brazen as to say it outright. Insurance companies and their adjusters know which attorneys and law firms are too busy to fight hard on every single case. They know which attorneys will file a lawsuit, but who lack the competence or courage to take the case to trial. They know which attorneys don’t know the law well enough to back up their claims and demands. While insurance companies are privy to this information, the general public is not. The worst part is that it’s often NOT the attorneys themselves who suffer from this reputation with the insurance companies (although they should): it’s their clients who aren’t fairly compensated for their claims.
This anecdote is shared to emphasize the importance to our friends and neighbors in the community of doing your homework before hiring a lawyer or firm to represent you for your case. There is too much at stake in your Personal Injury claim to hire a firm based on their television advertisements or fancy website (where most, if not all, of the content is posted by NON-attorneys). Here are some simple steps to assist you in choosing the best advocate for YOUR case. Before you retain a lawyer to represent you or a family member, contact the Colorado Springs Injury Attorneys at Rosenbaum & Wootton, P.C. by calling 719.634.0102 or by clicking on this link to schedule your FREE INITIAL CONSULTATION.